Finance & Business Tools

Convert hourly rate to annual salary and annual salary to hourly, daily, weekly, and monthly pay. Free online salary calculator for employees and contractors.

Calculate gross profit margin, net profit margin, and markup percentage from revenue and cost figures. Free online profit margin calculator for business owners.

Create a simple, professional printable invoice in seconds. Add line items, tax, and payment terms — export to PDF or print directly from your browser. Free and no sign-up.

Calculate PayPal transaction fees instantly. Enter the amount and see exactly how much PayPal will deduct so you can price correctly and protect your margins.

Calculate Stripe processing fees for any transaction amount. See net payout after Stripe's percentage and fixed fee — free tool for online merchants and developers.

Add or remove VAT (Value Added Tax) from any price instantly. Supports any VAT rate — calculate VAT-inclusive and VAT-exclusive prices for invoicing and shopping.

Convert between world currencies with up-to-date exchange rates. Supports all major currencies — USD, EUR, GBP, JPY, and 150+ more. Free online currency converter.

Find your break-even point in units sold and total revenue. Enter fixed costs, variable cost per unit, and selling price for an instant break-even analysis.

Calculate Customer Lifetime Value to Customer Acquisition Cost ratio. Essential SaaS metric for measuring growth efficiency and business model sustainability.

Calculate your startup's monthly cash burn rate and runway in months. Enter current cash balance and monthly expenses to see how long your runway lasts.

Estimate monthly car loan payments, total interest, and payoff cost from vehicle price, down payment, trade-in, rate, taxes, and loan term.

Estimate monthly lease payments from MSRP, selling price, residual value, money factor, taxes, fees, and down payment before signing.

Compare your current car loan with a refinance offer to estimate payment changes, interest savings, and breakeven timing.

Find a realistic car budget from income, debts, down payment, trade-in value, loan rate, and term before you shop.

Calculate personal loan payments, total interest, and payoff schedule from loan amount, APR, origination fee, and repayment term.

Compare multiple personal loan offers side by side by APR, fees, monthly payment, total cost, and repayment term.

Compare an existing loan with a new refinance option to estimate payment reduction, total savings, fees, and breakeven month.

Convert loan fees and interest into an estimated APR so you can compare offers by true annual borrowing cost.

Generate a loan amortization schedule showing monthly principal, interest, balance, total interest, and payoff timeline.

See how extra monthly, yearly, or one-time loan payments can shorten payoff time and reduce total interest paid.

Calculate monthly payments and final balloon balance for loans with a large end payment, including total interest and cost.

Estimate interest-only loan payments, repayment phase costs, total interest, and payment shock after the interest-only period.

Compare your current mortgage with a refinance offer to estimate new payment, lifetime savings, fees, and breakeven date.

Estimate how much home you can afford from income, debts, down payment, mortgage rate, taxes, insurance, and HOA dues.

Calculate the down payment needed for a home or car purchase by price, percentage, target loan amount, or cash available.

Estimate how extra mortgage payments can cut years off your loan and reduce total interest with monthly or one-time extras.

Estimate HELOC draw and repayment period payments from balance, rate, draw length, repayment term, and interest-only options.

Compare renting and buying a home using mortgage costs, rent growth, home appreciation, taxes, insurance, and selling costs.

Estimate how long it will take to pay off credit card debt and how much interest you can save with higher payments.

See how minimum credit card payments affect payoff time and interest, then compare the impact of paying more each month.

Calculate credit card interest charges from balance, APR, billing cycle length, daily rate, and payment assumptions.

Compare a balance transfer offer against your current card by intro APR, transfer fee, promo length, and payoff plan.

Plan a debt snowball payoff strategy by ordering debts from smallest to largest balance and tracking payoff progress.

Build a debt avalanche payoff plan that targets highest interest rates first to reduce total interest and payoff time.

Compare existing debts with a consolidation loan to estimate payment changes, interest savings, fees, and payoff date.

Estimate student loan payments, total interest, and payoff timing from balance, rate, term, grace period, and extra payments.

Compare current student loans with a refinance offer to estimate monthly savings, lifetime interest savings, and breakeven.

Calculate how extra payments or a target payoff date can accelerate student loan repayment and lower total interest.

Estimate buy now pay later installment payments, fees, late charges, and total cost before choosing a short-term financing plan.

Find an affordable monthly payment and maximum loan amount from income, expenses, debt ratio, interest rate, and term.